When you have personal injuries from an accident due to the negligence or misconduct of another individual, company, or group, you may be able to get compensation with a personal injury claim. A serious personal injury can be debilitating, costing you your ability to work, enjoy your favorite hobbies, and even your ability to take care of yourself and your family.
Personal injury claims such as car accidents, wrongful death, motorcycle accidents, and Â uninsured/under-insured motorist claimsÂ involve many complicated issues. Many health insurance companies often erroneously try and claim reimbursement against settlement proceeds. Understanding and knowing your rights is essential to successfully navigate your way through the claim process. Don’t assume the insurance company or a person claiming a lien against your settlement will properly advise you.
The claim can be pursued individually or by the help of a lawyer. If the case is simple, then you can represent yourself but if it is complicated or unsubstantiated, then it is best to seek the services of a professional legal representative. A personal injury is commonly filed with the insurance company that covers the relevant business, Workers Compensation or homeowners depending on the nature of the accident.
Most personal injury claims result from car accidents. If you have been involved in a car accident, the respective insurance company likely has a protocol it follows when handling personal injury claims. Familiarize yourself with the process so youâ€™ll be an informed, active participant when it comes time to settle the claim.
Settling personal injury claims for more money will depend on how much proof you can give about your pain and suffering. Â The best and most credible source for your injuries is the medical report. Â The better you document your injuries and their impact on your life, the better your chances of getting more money from your injury settlements.
File a timely claimÂ – All personal injury claims must be filed within a specified time. Filing after the statute of limitations will make it difficult to receive payments for your loss or injuries. If you are planning to file suit against an individual or entity you should also notify them of your intention. Giving notice does not force you to file an injury claim, but it will preserve your rights to do so and will eliminate any claims that the defendants were not aware of your injuries or that you did not tell them of your intentions to seek compensation through an injury claim.