The Personal injury Claim Process in Ireland
If you or someone you know has recently been injured in an accident, become ill wrongfully, or if there has been a wrongful death through the fault of another party there are several things you need to know about what lies ahead for you. You could potentially file a personal injury claim. These are civil, rather than criminal allegations and not all claims go to trial. Personal injury claims are a common, yet complicated area of law where an injured person seeks compensation for an injury or injuries, that they suffered due to another person or companyâ€™s negligence or failure to exercise reasonable care, usually by way of an accident, slip and fall, or a defective product. In addition to compensation for physical injuries, a person filing a lawsuit for personal injury may also claim damages for emotional distress, pain and suffering, past and future medical expenses, emotional trauma or distress, household services, injury to reputation, wage loss, and loss of future earnings. You should preserve all possible evidence if you have been injured due to someoneâ€™s negligence. You may wish to record names, dates, the identity of witnesses and witness descriptions. Pictures of the accident scene, property damage or physical injuries can also be very helpful when making a personal injury claim.
Personal injury can occur anywhere, and at any time: at work, in your car, in the hospital, at a restaurant, on the sports field or simply walking down the street. Illness is also classified as personal injury in work-related and industrial diseases, from stress and anxiety to asbestosis and pulmonary disease. Anyone who is injured in an accident, or who becomes ill, quickly becomes aware of the stress and emotional trauma that can affect them. Most people have no idea how to handle the matter and rely on an insurance adjuster from the negligent party’s insurance company to provide them with all the information on what they should do to handle their losses. Working with an insurance claims adjuster can be a stressful experience for some people, especially for those people who have no idea what to expect when it comes to negotiating with a claims adjuster. What is not obvious to most is that the insurance company does not represent you nor do they have your best interests in mind when attempting to settle a claim with you. The insurance company will often attempt to reach quick settlements with the injured persons before the people understand the full extent of their damages. There are several aspects of damage to be considered before reaching the settlement of a personal injury claim. These include medical bills, wage losses, loss of earning capacity as well as general aspects of disability caused by the injury. This is why if you or a loved one has been injured, you need an experienced personal injury claim representative to be working on your behalf.
A personal injury can also happen when a person is injured by a defective or dangerous product. In these instances, the manufacturer or distributor of the product may be determined to be legally responsible for causing the personal injury. Filing a personal injury claim may also be warranted if an accident occurs on another’s premises due to negligence or carelessness, such as in a slip and fall accident.Â Pursuing a claim or lawsuit is your right. The legal process of filing a law suit is there to protect people who have been wrongfully injured. Also, realize that the money recovered doesnâ€™t come out of another individualâ€™s pocket, but comes from the insurance company that the person pays premiums to for this type of situation. No one looks forward to filing a personal injury claim but sometimes it must be done. People should only take the time to file such a claim if they feel that they really need to. Anytime someone is injured because of someone elseâ€™s negligence, they can hold them liable for their doctor bills, lost wages and personal pain and suffering.